- Summer Time And The Phishing Is Easy…Internet Phishing That Is!
- Have you been a victim of this identity theft scheme? Hopefully you are aware of this tactic, but even if you are, it is quite easy to be
fooled by them. Phishing email's appear to come from your bank or other business where you have an account.
According to Webopedia, Phishing is the "act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise
in an attempt to scam the user into surrendering private information that will be used for identity theft."
The email looks like it really came from the site in the 'From' field. Many times there is a warning or threat that if you do not comply
your account will be closed or you will have a penalty applied. The email contains a link that you are asked to click on to verify
information or restate your password or some other personal information. It is this link that takes you to the 'spoof' website. It also
looks real, but is not.
So how can you tell if it is a fake email? Chances are you cannot tell. The URL looks right, the logos and banners are correct (both
are copied from a real email or the website). Your key should be that there is a link inside the email that directs to click on it to be
redirected to the company site. It may even tell you the URL of the site it is going to take you to. Don’t believe it. Anytime you get an
email from a business that you believe to be fake, you should always hover your mouse over the link, then 'right click' the link with the
mouse and select 'view source.' If the link is indeed fake, the website address that comes up will be something other than that of the
company you think it should be.
Any time you are asked for personal information, make sure you actually go to the website of that company by typing it in the URL
address window yourself – don't click a hyper link or even cut and paste from an email.
The latest Phishing scam is called spear Phishing. This is even more 'pointed' in that is appears to come from an actual person who
works for the business, perhaps in HR or collections, or technical support asking for you to update your password.
If you receive an email such as this, you should always delete it. Even if you just click on the fake website to investigate, you may do
more harm than good. Even though you may not enter any information at all, your computer may get infected with viruses or spy
ware simply because you clicked on the link. To avoid this altogether, you should never click on a link that you believe to be a fake
credit card company website.
We all know that criminals are out there, waiting to steal our credit card information. These very criminals want credit card information
so they can run up the charges then leave you with a huge bill and nothing to show for it – except damaged credit.
- Get a FREE video tutorial that shows you step-by-step how to get your Free Credit Report from AnnualCreditReport.com.
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Credit Article by Linda Adams - The Clean Credit Queen
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Linda Adams, The Clean Credit Queen is not a registered investment advisor and the information provided on this website should be considered educational in nature, but it is not a substitute for legal or professional financial advice. If you believe you need the help of a Certified Financial Planner or other investment counselor, please seek a qualified professional. |
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